Washington, D.C./Maryland, Personal Bankruptcy Attorney

The Law Firm of Kevin D. Judd is a specialty law firm, and is dedicated to giving everyone access to the nation’s economic system. A life free of financial burdens, the way you desire to live, under the laws of our great country.  We help individuals and families achieve financial freedom. This Law Firm is committed to the community, and is very active in various local and nationwide bar associations.  This website is designed to familiarize you with the consumer bankruptcy process, which can be utilized to help you achieve financial freedom. 

The most devastating effect of being in debt is that it prevents you from living your life freely. Being in debt confines you in a box of financial bondage, and many people see no way out. Fortunately, getting out of debt is possible, and could be easier than you think.

Work Closely with an Attorney to Decide Which Option is Best for You

Living in debt is no way to live. Has your debt become unmanageable? Are you receiving harassing phone calls from creditors at work and at home? Are you drowning in debt? Are you in danger of losing your home and your car?  At the Law Firm of Kevin D. Judd, our Washington, D.C./Maryland, personal bankruptcy attorney is committed to providing clients with quality bankruptcy services.

If you want to get a fresh start on your finances, pay your bills on time, and stop wage garnishments, filing bankruptcy may be a workable option for you. There are two types of bankruptcy available to consumers: Chapter 7 and Chapter 13. Kevin Judd, our bankruptcy attorney, will work with you to decide which option is best.

Chapter 7: Also known as no-asset or debt liquidation, Chapter 7 bankruptcy eliminates all dischargeable debt. During the bankruptcy, creditors cannot pursue wage garnishment, harass you with phone calls, or take any other action against you such as threatening repossession. The debt is eliminated and you do not have to repay it. There are, however, non-dischargeable debts that do need to be paid such as student loans and child support payments.

Chapter 13: Chapter 13 bankruptcy essentially means setting up a payment plan based on your projected future earnings to repay your creditors within three to five years. Chapter 13 bankruptcy is for individuals who have a regular income but have fallen behind in payments and are about to lose their house or car.

There is a way to obtain debt relief. Depending on your situation, you can file Chapter 7 or Chapter 13 bankruptcy. Contact a Washington, D.C./Maryland, personal bankruptcy lawyer today. Call (202) 483-6070. You can also email us or fill out the form on our contact us.

Contact a Washington, D.C./Maryland consumer debt bankruptcy attorney today at (202) 483-6070.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

Your gateway to financial freedom.
Free initial phone consultation. Located near the Navy Memorial/Metro Station. 

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