Bankruptcy Overview

Washington, D.C./Maryland, Bankruptcy Debt Repayment Attorney

There are many circumstances that can lead hard-working, honest individuals to get in over their heads financially. Losing your job, medical bills, or an unexpected event can cause your finances to become unmanageable. At the Law Firm of Kevin D. Judd, our debt repayment lawyer will work with you to eliminate or consolidate your debt, stop property foreclosure, and restore your financial freedom.

If you need knowledgeable legal assistance to consolidate,  eliminate, or reorganize you debt, contact a Washington, D.C./Maryland, bankruptcy/debt repayment attorney. Call the Law Firm of Kevin D. Judd at (202) 483-6070, email us, or fill out the form on our contact us. We offer clients personalized legal services and hope for their financial future.

There are two types of bankruptcy individuals can file: Chapter 7 and Chapter 13.

Chapter 7: Chapter 7 bankruptcy is also known as debt liquidation and it eliminates all dischargeable debt. Creditors cannot pursue wage garnishment, harass you with phone calls, or take any other action against you such as threatening repossession. The debt is eliminated and you do not have to repay it. There are however, non-dischargeable debts that do need to be paid such as student loans and child support payments.

Chapter 13: Chapter 13 bankruptcy essentially means setting up a payment plan based on your projected future earnings to repay your creditors within three to five years. Chapter 13 bankruptcy is for individuals who have a regular income but have fallen behind in payments and/or are about to lose their house or car.

If you need debt relief, contact our Washington, D.C./Maryland, bankruptcy attorney by calling (202) 483-6070.

Your gateway to financial freedom.
Free initial phone consultation. Located near the Navy Memorial/Metro Station. 

Copyright © by Law Firm of Kevin D. Judd. All rights reserved.