Solutions for Student Loan Debt

Provided by a Maryland and Washington DC Bankruptcy Attorney

Former students are becoming increasingly indebted to universities, and some go so far as to declare bankruptcy in the wake of enormous student loans. While many students want to know how to discharge student loans in bankruptcy, it is important to note that these loans are typically considered non-dischargeable debts, meaning declaring bankruptcy will not release a debtor from student loans. However, bankruptcy can create situations that allow you to build a stable foundation for your finances.

If you are facing seemingly insurmountable student loans and feel bankruptcy is a solution, The Law Firm of Kevin D. Judd can help you overcome your debt. Kevin D. Judd is a Washington DC and Maryland bankruptcy attorney who has worked with many former students struggling with debt. He can help you understand your options and find a solution that will set you on the path to financial security.

When you need a skilled student debt attorney near you, call the Law Firm of Kevin D. Judd at (202) 888-8454. Our lawyers are ready to help you clear your student debt when filing for bankruptcy.

I Want to Know How to Discharge Student Loans in Bankruptcy

In June 2013, the Ninth Circuit Court of Appeals discharged $58,000 of student loans from a former law student. This took 10 years of court hearings and appeals to achieve. This case is an extreme rarity, but it shows that discharging student loans is not impossible.

To have a portion of student loans discharged, the debtor has to prove the loan repayments create undue hardship in other words, the debtor’s status is in a state of a destitute. The debtor must demonstrate that he or she has sufficiently attempted to maximize earnings while maintaining a minimum standard of living and that this condition of being a destitute will persist for a significant portion of the repayment period. The debtor must also take advantage of every opportunity to repay the loan.

How to Choose a Solution for Student Loan Debt

Tackling the debt caused by student loans is challenging without the right help. Your first step to solving a debt issue is to contact a bankruptcy lawyer who can walk you through the options and help decide what path will help you out of a debt crisis.

Kevin D. Judd, a Maryland and Washington D.C. bankruptcy lawyer, established The Law Firm of Kevin D. Judd in 1994 to help those in difficult financial situations overcome their debt problems. 

We can give you a free consultation and provide you with the information you need to make the right decisions. Call our student loan lawyers near you at (202) 888-8454 .

Any Questions?
Let’s Talk

CALL (202) 888-8454
  • Please enter your first name.
  • Please enter your last name.
  • Please enter your phone number.
    This isn't a valid phone number.
  • Please enter your email address.
    This isn't a valid email address.
  • Please make a selection.
  • Please enter a message.
  • By submitting, you agree to be contacted about your request & other information using automated technology. Message frequency varies. Msg & data rates may apply. Text STOP to cancel. Acceptable Use Policy
Ready to Get Started?