What Should I Expect in a 341 Meeting?

Our Maryland and Washington DC Bankruptcy Attorney Explains the Meeting of Creditors

When you file for bankruptcy under Chapter 7 or Chapter 13, one of the steps of the process is a meeting of the creditors, also known as the 341 meeting. You are required to attend this meeting with your bankruptcy attorney to answer questions that your creditors and trustee may have for you. In most cases of personal bankruptcy, the creditors do not attend the meeting and the trustee alone will ask you basic questions about your bankruptcy petition and paperwork.

At the Law Firm of Kevin D. Judd, we will help you prepare everything you will need to make the process as smooth as possible.

Will My 341 Meeting Happen Immediately?

The meeting of the creditors will take place no more than 40 days, but no fewer than 21 days after your filing date. Our law office will have you organized and ready to face this meeting. We ensure that all paperwork is in order prior to your hearing date.

In the time between your filing date and the 341 meeting, the trustee assigned to your case will review all your debts, expenses, income and other paperwork. At the 341 meeting, a judge will not be present, but you will answer the questions under oath.

What Should I Bring to My 341 Meeting?

You must have proper identification, which includes photo identification as well as proof of your Social Security number. The 341 meeting cannot take place if you appear without these items. Your trustee will notify you and/or your legal representative of any specific requirements of what you should bring. Some of the typical documents required are:

• Car titles
• Tax returns
• Pay stubs
• Bank statements
• Property deeds