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Can Bankruptcy Affect a Wrongful Death Lawsuit?

Maryland Lawyer Explains How Personal Injury and Bankruptcy Law Intersect Recently, a wrongful death lawsuit involving a Baltimore church van was halted by a bankruptcy filed by the pastors of the Victory Outreach Baltimore Church. Five people died when the van sped off the highway and crashed, leaving only ten survivors. The victims’ family members filed a lawsuit against the church, but due to the bankruptcy claim, compensation for the victims’ families will have to wait until the bankruptcy is resolved. This sad news item gives us the opportunity to reflect on an important question: How can bankruptcies affect a wrongful death lawsuit? How Bankruptcies Can Impact Wrongful Death Lawsuits In the case of the Baltimore church van, the lawsuit was halted in part because the pastors had petitioned a US Bankruptcy Court the day before the wrongful death case was filed. A bankruptcy filing, with limited exceptions, puts an…
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Counseling Courses Required Before and After You File Bankruptcy

In 2005, Congress enacted the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA). One component of BAPCPA is the requirement that all consumer debtors complete counseling courses both before and after they file bankruptcy. Before filing, debtors must complete a pre-filing credit counseling course, and then after filing, they must complete a post-filing financial management course. If you are considering Chapter 7 or Chapter 13 bankruptcy, a qualified Maryland and Washington DC bankruptcy attorney can explain your bankruptcy options and provide you with information concerning all BAPCPA requirements. Pre-Filing Credit Counseling A consumer debtor must complete the pre-filing credit counseling course within 180 days before filing his or her Chapter 7 or Chapter 13 case, unless BAPCPA counseling is not required in the district within which the case is being filed. Upon completion of the course, the credit counseling agency will provide the debtor with a certificate that can be…
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Budgeting Your Money During Chapter 13 Bankruptcy

A Chapter 13 bankruptcy is also known as a “wage planer’s” plan. It is ideal for people who can generally afford to make their mortgage and car payments, but may have fallen behind for a variety of reasons. Chapter 13 enables the debtor to keep his or her house and car, while developing a plan to repay debts. Developing a feasible plan to repay debts is the most important aspect of filing for a Chapter 13 bankruptcy, because this bankruptcy acts as a sort of consolidation loan. The debtor will make regular payments according to the repayment plan to his or her Chapter 13 trustee who then distributes payments to the debtor’s creditors. A Maryland or Washington DC bankruptcy attorney can help assess your situation and arrive at the optimal repayment plan for your needs. Budgeting Your Money During Chapter 13 Bankruptcy In order to successfully emerge from a Chapter…
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How to Avoid Bankruptcy Scams

Attorneys General from multiple states have sued companies throughout the country that have been running bankruptcy scams and “get out of debt quick” schemes. Seeking to avoid filing for bankruptcy, some people turn to these companies that promise to clear up credit histories or reach an agreement with creditors. Unfortunately, bankruptcy-related scams promise a lot more than they deliver. People hoping to avoid bankruptcy end up losing more money and find themselves in a worse financial position. Legitimate bankruptcy and credit services are available from experienced attorneys and nonprofit organizations. Unlike bankruptcy scams, these resources know that the priority is helping you and not simply taking your money. If you would like to learn more about bankruptcy and how to avoid falling victim to bankruptcy scams, a Maryland bankruptcy attorney can guide you through the bankruptcy process. Avoiding Bankruptcy Scams The following are tips that consumers should remember when considering…
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